Atom Bank increases interest across three fixed savings accounts to over 4% | Personal Finance | Finance

“You shouldn’t see it as a done deal that if the Bank of England puts rates up, fixes will go up. Therefore, I don’t think it’s such a big deal to lock away now.”

Mr Lewis added: “You could wait, but what I would say especially if a fix is right for you and you’ve never fixed before and you’re an inactive saver who doesn’t normally do it, I would suggest now would be a good time to fix.”

Analysing the Moneyfacts Best Buy leaderboard for two year, three year and five year fixed rate savers, while Atom Bank tops the list for two year fixes, Smartsave and Monmouthshire Building Society take the top spots for three and five year fixes.